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Joanna Greenberg

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Reasons for Investing in the Stock Market

By simply transitioning from a common borrower to an investor, interest payments automatically start flowing into your bank account. You get the ability to buy things that you need and desire with money you earned without working extra hours and sacrificing family time. As a bonus for earning an extra profit, vacations will start feeling sweeter, and travelling will become faster, swift and comfortable.

To elevate your life status like this, you need to make well thought out decisions in your investment strategy as there are many factors that you need to consider when looking to invest. Among the various choices, some are more risky than other. Some of these investment options include savings accounts, the stock market, government savings bonds, treasury bonds, common and preferred stocks among others.

From this list, the stock market is less risky, has numerous benefits and easy to invest in since all you have to do is study the financials of a target company through quarterly, half year and yearly balance sheets before you buy their stock. Also, you should know its future investment plans, the total value of its market, the orders and its performance since its establishment among others. The reason for this is to avoid investing money in a poorly performing or collapsing company. Some of the benefits of investing in stock are highlighted next.

Beating Inflation Leading to Enhanced Capital Growth

One of the main merits of investing in the stock market is the opportunity to grow your money. Most of the other investments do not provide enough returns to counter inflation or benefit. Moreover, the instruments of some other investments like cars decrease in value by the year. Besides, if, for example, you are looking to save for your retirement, the money you invest in treasury bonds today will only be worth a fraction of their value when you retire. However, the stock market has fewer risks and can beat inflation as well as put the odds in your favour.

Stock Allows Compounding Through Delay of Taxes

Capital gains on stocks are never due until the instrument is sold. This means that investors who hold stocks for longer get to enjoy the benefits of compounding for extended periods. This is because they don’t pay taxes despite their enormous wealth until they sell their shares.When it comes to paying taxes, Bill Gates and Warren Buffet have paid very little because most of their stock is in their own companies and they only sell a few shares of their businesses per year. As a matter of fact, Mr. Warren may never pay taxes since he swore to donate it all to Bill and Melinda Gates Foundation. Similarly, investing in stock exchange translates to fewer and delayed tax obligations for you.

Dividend Income

Certain stocks provide income in the form of dividends while others provide annual payments to inventors. These payments are delivered to shareholders even if the stocks have lost value. They represent earning on top of the profits that come from selling the stock. Dividends can be used for a retirement fund or to grow your investment portfolio.

Diversification

Stock market inventors who put money in diverse types of products enjoy the benefits of diversification; it spreads the risk since stock market prices fluctuate independently. Holding stock can assist in weathering losses to other investment companies. A firm of experts such as CMC Markets can help in identifying the right portfolio to keep. Moreover, stock adds risk to your portfolio as well as the possibility of large and quick gains, while helping shareholders evade risk-averse and extreme conservative investment strategies.

Ownership

Purchasing shares simply means taking on an ownership stake in a particular business. This means that every time you buy stock, you become one of the owners of the target company where you have the right to vote in directors, have a say in particular business decisions and receive annual reports to keep you updated on the operations of the company. Furthermore, buying shares from the company you work for can portray loyalty and is also a good way of tying your individual finances to the success of the whole business.

In conclusion, the value of a business’ stock at a specific time depends on its financial data, which includes assets, financial figures and the growth rate of the company. It is clear that these factors keep changing, but generally, there is consistency in the performance of the business. You can also conclude that well-administered companies grow significantly and continue to provide dividends and profits to their shareholders.

Find Happiness In Daily Life

How do your define happiness? There are number of explanations that researchers have come up with in the past century. It has all got to do with feeling positive emotions. But it is not the definition that worries us, for many of us the question is “How do I get happy?”

Strangely enough even when everything seems to be going fine, a little cloud descends on our minds and happiness evades us. So is it possible to blow away this gray cloud? Of course it is!

The Worldwide Database of Happiness collated by researchers in Rotterdam shows that everyone can be happy. Just follow the below tips and see for yourself:

  1. Live in the moment: Having too many goals and ideals can seem like a way to make yourself happy in the short term but it will only lead to unhappiness and resentment on a long term basis. The way to go is to have fluid goals and focus on your journey rather than the results. Have a positive mindset towards your future but do not let it overtake your ability to appreciate what you have today.
  2. Stay active: This does not refer to participating in stern physical activities everyday, though you can always do them if they make you happy. Being active means being involved in your everyday life actively instead of being a passive spectator. Make things happen and do the things you enjoy- whether it is playing bingo with promotions or reading a book.
  3. Remember that money isn’t everything: Having a ton of money will not automatically bring all the happiness. Research suggests that earning enough money to fully satisfy our needs brings happiness but running after excessive money can only cause stress.

Happiness is a broad concept and it is difficult to measure it accurately as it is widely subjective. But whatever happiness means to you, it is always a relief to know that you can attain it whenever you set your mind to it.

How Much Did It Cost to Build the Great Wall of China?

A colossal monument, a wonder of the modern world, a feat of engineering – no matter how you choose to describe the Great Wall of China, it fires imagination and awe inspired wonder at how a wall of this size and scale was built at a time when heavy machinery was not in existence.

Constructed over two millennia, the population of Leeds working on its construction at one time and an overall weight equivalent to 8m elephants, you cannot help but admire the ingenuity, science and technology behind the Great Wall of China.

What Was the Real Cost?

Admired the world over, its construction came at a cost both in term of finances over the 2,000-year construction period, and in the lives of the military and civilians who built it.

In the modern day, it begs the question what is the true financial cost building the wall? Would it still be needed or has the world changed beyond recognition from the times that the wall was built 770BC to the 17th century?

Why Build Walls?

The wall was built for two reasons: to protect valuable trade routes from invasion, and to protect land and provinces of tribes and lords.

These reasons, in the 21st century, may not be as defunct as we thought they would be. But at what cost?

NCC Home Learning’s infographic on the true cost of the Great Wall of China highlights little known facts about the great wonder of the world, that is today a tourist attraction that once kept invaders out and protected valuable trade routes.

Kayaking and Paddle Boarding in South Carolina

Known for being the eighth state to ratify the U.S. Constitution, South Carolina has a rich history and an even richer scenery to view. There’s many things to love and adore about South Carolina; for example, a chain of tidal and barrier islands border its shores to create a beautiful landscape to take pictures of, and it has major lakes which cover over six hundred square miles.

That’s why South Carolina makes the list for one of the best states to go kayaking and paddle boarding. Below, you can find some of the best locations within South Carolina to enjoy the outdoors.

Charleston Outdoor Adventures

Perhaps one of the most fantastic things about this location is that Charleston Outdoor Activities provides both rental and guiding services to show visitors eco-tours that are absolutely to-die-for. The resort is equipped with naturalists who will provide you with the absolute best experience possible.

Not only this, but you’ll have the opportunity to experience the saltwater estuaries of South Carolina. For those of you who don’t know what an estuary is, it’s the area in a large river where the tide meets the stream.

If you’re going alone, or with a partner, then you can enjoy the beautiful sunset and sunrise on the water. With a two-hour full-moon kayak tour, there’s no way you can go wrong. If your into fishing, there are some excellent guided tours. Kayaks and paddles are provided and they even include fish finders so you are sure to have a good day of fishing.

Nature Adventures Outfitters

The very purpose of Nature Adventures Outfitters is to provide you with the best experience possible; in fact, it says so right on the home page. Here you can enjoy a variety of outdoor activities including, overnight camping expeditions, hiking, stand-up paddle boarding, kayaking, and canoeing!

You can spend your time exploring Shem Creek and Crab Bank Island. Not only this, but you have a high chance of running into some dolphins and shorebirds while you’re out on your adventure.

Adventure Carolina

In the winter, you can visit for some of the best winter activities in the region. In the summer, you can enjoy kayaking, camping, paddling, fishing, and much more. You can even plan birthday parties here; so, if you have a friend you prefers outdoor activities to staying in and eating cake, then feel free to bring them so that they can have the most memorable birthday possible. In the summer, you can also book a trip to have a tour of the spider lilies, which are known to bloom in the area.

South Carolina is an ideal location for anything to do with kayaking and paddle boating. This is, perhaps, because of the both large number of lakes to be found in the state and the amazing scenery to be observed while you’re out on the water. The above three locations will no doubt provide you with a great day on the water. So, what are you waiting for? Book your trip to South Carolina and enjoy kayaking and paddle boarding.

Are There Fees Involved with Finding a Position Through Beacon Resources?

If you are a job seeker, you may have heard great things about Beacon Resources and its finance staffing and CPA recruitment efforts. However, it is natural to wonder, “How much does Beacon Resources charge?” The answer is: Nothing. That is, nothing for you. The companies that need jobs filled are the ones paying.

Complimentary Services for Candidates

Beacon Resources offers many free services to its job candidates. For example, Executive Recruiters discuss the specific skills you have to offer and the type of workplace you seek. Other topics to talk about include:

  • Your goals
  • Your soft skills and intangible attributes
  • Your interests
  • The unique value you can bring to different opportunities
  • The corporate culture you would thrive best in
  • Your preferred responsibilities and work schedule

Your Executive Recruiter will probably also offer feedback on your resume and interviewing skills—and all of this is free. A huge number of businesses work with Beacon Resources, many positions are filled every week, and there is no need to charge job candidates anything. So, whether you seek a long-term job or something temporary, you pay nothing to Beacon Resources.

Of course, that does not mean your job search is entirely free. For instance, an Executive Recruiter may recommend that you invest in a certain type of interview suit or change the look of your business cards. These moves are standard as you learn what works and what does not work in your specific job search.

What Businesses Get for Their Money

The value that Beacon Resources offers its clients is tremendous. For example, many bypass posting job openings online because they know that Beacon Resources can likely present impressive candidates within a day or two. Candidates are thoroughly vetted already, having undergone a screening process that includes background and reference checks.

Beacon Resources strives to give businesses a qualified stable of candidates that can meet (or exceed) their needs. One big advantage is that this process often takes days compared with months, and for a business, is well worth the investment.

Top Reasons to Vacation in Jackson Hole

Jackson Hole offers a glimpse of Wyoming in times past with untouched wilderness, small settlements and plenty of wildlife.  There are lots of places to visit and things to do while the quality of Jackson Hole vacation rentals means there is somewhere perfect for everyone from couples to families and groups of friends.

A little history

Jackson Hole is the name of the valley that runs from the Gros Ventre Range and the Teton Mountain Range in Wyoming as well as for the main settlement within the valley.  ‘Hole’ was a term used by mountain men who first came to the area because the valley had steep slopes that were hard to climb and felt like entering a hole.

The first town of Jackson was named in 1893 by Margaret Simpson who received all mail to her home at the time because there was no post office.  She named it for David Edward ‘Davey’ Jackson, one of the first white men to overwinter in the area.  Today, the town known as Jackson Hole is to the south end of the valley while other settlements include Wilson, Teton Village, Moran Junction and Moose.

‘Last of the Old West’

One of the claims of Jackson Hole is that it is the ‘last of the Old West’ and it is a claim it can fulfil on.  The town square in Jackson Hole, for example, has wooden boardwalks rather than concrete sidewalks and has two classic Western watering holes – the Million Dollar Cowboy Bar with its saddle bar stool and the Silver Dollar Bar.  The latter is within the Wort Hotel where you can see over 2,000 Morgan Silver Dollars from the mint in Denver placed into the bar.  Scattered around the valley are several authentic dude ranches and the Jackson Hole Rodeo.

Top attractions

The rich history and landscape of the valley mean there is plenty to see and do.  The wildlife in the area is particular noteworthy with almost 500 animal species inhabiting the area including one of the last grizzly bear populations in the mainland US.  The Snake River has the highest number of bald eagles in the region and there are even large, free wandering elk and bison herds to see.

The Tetons and Grand Teton National Park

Top of many must-see lists when visiting the area is the Grand Teton National Park, a 484-square mile national park with a multi-use pathway system and various hiking trails.  The area includes the Snake River and The Tetons, a range of rugged, rocky mountains whose name comes from the Shoshone word ‘Teewinot’ or ‘so many pinnacles’.

Popular spots within the park include Jenny Lake, where there are kayak and canoe rentals, the Jenny Lake shuttle crossing the lake and plenty of hiking trails.  There is also the Craig Thomas Discovery Centre and Visitor Centre at the entrance near Moose.  This is the base for the park rangers and a great place to learn about the wildlife in the park.

Yellowstone National Park

Yellowstone National Park holds the record of being the first national park in the world and also to containing some 10,000 active thermal features, most famous of which is Old Faithful.  Most of the 3,500-square mile park is in Wyoming, with some areas in Idaho and Montana.  As well as seeing Old Faithful, visitors should see the Lower Falls, the biggest waterfall in the park at 308 feet.

Jackson Hole Mountain Resort

The Jackson Hole Mountain Resort has been voted nest ski resort in North America for the last five years and is considered the nearest experience to a European ski resort that the US has to offer.  It has the longest continuous vertical rise in the country and the Aerial Tram has become the unofficial mascot of the area – it covers 4139 vertical feet in just 12 minutes and can carry 100 passengers.

National Elk Refuge

The National Elk Refuge covers around 25,000 acres and is the best place to see thousands of wintering elk who gather there to rear their young.  You can watch the dominance fights but make sure you keep your distance!  There are also bison, coyotes and even some wolves seen in the park.  In summer, you can follow the trails to see the Miller House and enjoy the varied fauna that the area is famous for.

Annual events

As well as the many stunning places to visit around the Jackson Hole area, there are also a number of annual events that are worth checking out if you plan to vacation around the time.  The Jackson Hole Fall Arts Festival takes place in September and is one of the top arts festivals in the West with works from acclaimed artists from around the world.

For sports fans, there is the Grand Teton Half-Marathon (June), the Jackson Hole Marathon (September) and the World Championship Snowmobile Hill Climb (March).

Staying in Jackson Hole

One of the best things about staying in Jackson Hole is the variety of luxury villas and hotels that you can stay in.  Many of them have the look and feel of historic homesteads and lodges while there are also ultra-modern hotels.  Accommodation is available from two or four right up to larger groups of 14 and 16 so there is always something to suit your party size.

Conclusion

Jackson Hole offers the chance to Wyoming as it was in times past while still having the best of modern facilities.  Luxury rental accommodation is found alongside stunning national parks and there are also high-quality ski resorts for winter sports fans meaning there is something to suit all tastes in the area.

Top Ways to Keep the Children Occupied This Easter for Less

The Easter holidays are one of the longer breaks in the school year and often the weather isn’t always at its best.  This means that the children quickly get bored of their toys and games and restlessness sets in.  A great way to keep them occupied is to make things together with them and My Voucher Codes have created a great pack to help you enjoy the fun and easy crafts and activities that don’t break the bank.

Decorating the house for Easter

Decorating the house for Easter has become very popular in the way that Halloween and Christmas see our homes transformed.  Easter is about pastel colours, rabbits, chicks and, of course, Easter eggs.  Making your own colourful Easter eggs with the kids is one of the easier tasks to undertake and lets the children bring out their artistic side.

Prick two holes in an egg and use tape to stop them cracking.  Put a small straw into one hold and gently blow out the egg yolk and white through the bottom hole.  Give then a gentle rinse and they are ready for decoration.  The children can then paint them as they want and put them in a bowl to decorate the dining room table.

Easy games

Another set of great ideas in the Easter Hack Pack surrounds easy games you can play with the kids over the Easter weekend, especially the younger ones.

Treasure hunts are always popular and there’s no reason that you can’t hold your own around the house and garden.  Hide a set of little treats and make a map or a series of clues for the kids to follow to track down each treat.  Remember to include the same number of treats in each spot as children to avoid any arguments.

The egg and spoon race is a mainstay of Easter games and there’s no reason why you can’t hold your own.  Hard boil an egg for each child (and you can use them for salads afterwards if they survive in one piece).  Everyone gets an egg and a spoon and the idea is to run as quickly as possible to the finish line without dropping the egg.

Make your cash go further

Because Easter can be a costly time of the year, it also helps to remember those little tips that make your cash go further.  While the children will want an Easter egg for Easter Sunday, limit them to one each.  Then pop to the stores on Monday as you know there will be lots of discounts and multi-buy offers.  Then you can dish out eggs during the holidays to avoid chocolate overload or as part of your games.

Use websites to check out the best deals on Easter egg prices before you buy any.  Web sites such as MySupermarket and MyVoucherCodes will tell you what prices eggs are at the different shops and often offer vouchers for stores that helps with the cost.  You might even spot one for a luxury chocolate store to treat the adults as well as the kids!

Best Cars and SUVs for Families

Whether your family includes a new teenage driver who’s going to want your keys, or you’re still figuring out how to install that first car seat, there are a number of things you’ll want in a new family vehicle. When it comes to picking out the perfect family vehicle, safety and available seating and storage space are probably at the top of your list of things to consider. You’ll also want a good value and mpg rating so your family budget won’t be strained.

Here are a few of the best cars and SUVs for families. They all consider safety, value, space, and versatility so that your vehicle can be a part of your family through so many stages of growing up.

2017 Honda CR-V

The CR-V as you know it has been redesigned for 2017 and as expected it doesn’t disappoint. For a compact SUV, it has the most passenger and cargo space of any other vehicle in its class. A blend of safety and convenience features really make this SUV a favorite. A hands-free liftgate lets you juggle bags and babies effortlessly. Lane Keeping Assist, forward collision warning and automatic braking make it easy for you to stay safe while being distracted by the family. Add in the average 28 to 34 mpg and low entry price of about $24,000 and it’s easy to see why the CR-V is a long-time favorite.

2017 Chevy Tahoe

This powerhouse SUV is perfect for a family that likes to travel in luxury. Features like wireless mobile charging, an enhanced rear-seat entertainment system, tri-zone climate control and seating and storage for up to 9 people make this such a comfortable and enjoyable ride. Take the family and all your toys on a trip and tow up to 8,600 pounds. You’ll also get the Teen Driver feature that’s notable in Chevy vehicles so you’ll know your teen will be safer behind the wheel. Your mpg will average between 16 and 23, but this isn’t bad since you’re practically driving around in a small luxury apartment on wheels in the Tahoe.

2017 Kia Soul

This smaller but spacious car has won the U.S. News Best Compact Car for Families award for two years in a row now. It has the perfect blend of features that make it desirable for everyone in your family. Your teenager will have too much fun with the turbocharged engine, while your new baby’s seat will fit in perfectly with room to spare. If you need to take grandpa to the doctor in something he can get in and out of easily, the lower height of this vehicle is for you. Starting in at around $16,000 for a new model and having between 25 to 30 mpg on average, this is an excellent budget-friendly option.

2017 Chevrolet Malibu

This spacious sedan won the U.S. News award for being the Best Midsize Car for Families for two years in a row, and averages an impressive 36 mpg on the highway. Teen Driver technology makes it a top choice for families with a new driver. This built-in system lets you set things like speed alerts, volume limits for the radio, and a driving “report card” so you can track your teen’s driving even when you aren’t there. Technology like Apple Car Play will keep the adults happy, too. If you have a baby and a busy lifestyle, the new Rear Seat Reminder system will make sure you never forget you have kids in the back seat, even if they’re being so quiet you forgot they were there. As if that would ever happen…

2017 Subaru Outback

If your family loves adventuring, the Outback is one of the best choices. The all-wheel drive will let you safely explore almost any type of terrain, while the roomy interior will fit everyone comfortably. Features like side and rear head airbags, rear body air bags and a blind spot monitor up the safety, while an average mpg of 32 on the highways will stretch your family fuel budget even further. These affordable vehicles also have an excellent reputation and resale value if you decide to upgrade to something else in the future, or buy a used one instead of a new 2017 model. All around, you can’t go wrong with a Subaru as your family vehicle.

Why Sleepwear Can Be Fun and Practical

There are lots of wonderful things about your children growing up but one of the downsides is that you need to be a little more careful around them.  For many people, sleeping in the nude is common place but as kids get a little older, sometimes this can be a bit awkward so parents turn to sleepwear.  But the good news is that sleepwear can be fun as well as practical when you look at sexy lingerie website 3Wishes.

Shalimar range

One of the ranges you can see on 3wishes.com is called the Shalimar range and this includes items for both men and women.  All the items use a sexy, stylish black satin style material that looks great and is very easy to wear.  It is also ideal for all times of the year, allowing the skin to breath and to help you keep an even temperature, even if the kids join you.

The Shalimar Robe Lingerie Set includes a charmeuse short length kimono robe that comes to around upper thigh length and has a belt to keep it in place.  The robe has three quarter length sleeves and inside ties to make it easy to wear.  Also in the set is the matching babydoll with a low back and adjustable crisscross straps.  The set even comes with a padded lingerie hanger to keep it crease free while not being worn.

Playboy Bunny range

The Playboy Bunny range is perfect for both home and when you go on vacation as it is easy to wear and looks great.  The range features the Playboy rabbit head logo as well as a tiny heart pattern and comes in four different colors – pink/black, lavender/red, white/red and white/black so you can choose by what suits you or what you like.

The Cotton Cami has spaghetti straps and is easy to wear with a waist length and stretchy material.  You can pair it with the Playboy Bunny Dot Pajama Pants that offer comfort and style.  They have a drawstring waist and are made with stretch cotton material.  For those warmer nights, you can swap the pants for the Pajama Shorts, featuring the same Playboy pattern and available in four different sizes.  Finally, if you want something a little sexier for the nights when the kids are staying with friends, go for the Playboy Bunny Hot Pants.  These are hipster style with the pink bunny at the thigh and are made from stretchy soft cotton.